What to Do After a Hurricane

After a storm hits, it’s important that you keep your safety in mind before you begin assessing property. Do not return to your home or business until it is confirmed by authorities that it is safe for you to do so. Do not go outside until you’ve heard the “all clear” that the storm has fully passed.

Once you know you are safe, you can begin to assess any potential damage to your home and property. Follow these tips after the storm is over:

• Avoid downed power lines. Never touch anything in contact with power lines, including vehicles, as well as water or water puddles that may be near the downed power lines.
• Be wary of any gas lines that may have been damaged or broken during the storm. If a gas leak is suspected, stay out of the property until the utility company deems it safe.
• Be cautious of hazards that are a product of the storm, such as water due to flooding, sharp or broken objects, insects, snakes, damaged tree limbs, or other structures that may have been damaged by high winds or water.
• Separate and inventory any damaged personal property. Create a list of any damaged contents, including a description of the item, name of the manufacturer, brand name, age, as well as the place and date of purchase, if known. Include photographs, videotapes or personal property inventories you may already have available.
• If you find broken windows or doors, protect your property from further damage by boarding them up. This should deter vandalism and prevent additional weather damage. Arrange for reasonable temporary repairs if possible.
• Keep accurate records of your expenses and save bills and receipts from your temporary repairs. (Avoid making permanent repairs until your Claim Professional has reviewed the damage.) Keep accurate records of any other expenses incurred.
• If you think your home might be unsafe due to storm damage, contact your insurance company to discuss finding temporary accommodations.

Call Your Local Agent

John T. Cook & Associates is here to support you after a hurricane or severe weather event. Contact your local agency as soon as the storm has passed. We will walk you through the process of filing claims, inspecting damage, and beginning repairs. Do not start making major decisions about your property without first speaking to your Correll agent.

If you’re not sure how to reach your local agent, or your agency is part of the damage, check their website or Facebook page for updates. An agent should be available to you to offer advice on the next steps.